Too many adjectives are needed to describe John Hope Bryant who was recently awarded American Banker magazine’s “Innovator of the Year”(the only African American male to hold that title). He is an entrepreneur, philanthropist, best-selling author and founder of Operation HOPE nonprofit which helps the underprivileged communities learn financial literacy. He joined us in the Seen from the INside studios and opened up about “early success getting to his head and not being equipped to handle it”, ending up “homeless and living in his Jeep” and understanding that every person needs exposure to opportunity to succeed. John grew up in one of U.S. toughest neighborhoods, Compton, CA, and his entrepreneurship started at age 9 when he worked for the corner liquor and learned the candy selling trade. He quickly put the store out of the candy business. With success, John says, comes quick cash and learning how to handle that requires another layer of understanding. John goes on to say most people in the underserved communities, “Never got the memo on free enterprise, capitalism, ownership and opportunity which is why he is writing a book coming out in September called, “The Memo.” His message is to encourage young people to “become owners of their lives, to be entrepreneurs and small business owners.” He claims by age 20 he was homeless living out of the Jeep because “high confidence but low self-esteem.” John went on to lift himself up and became one of the financial successes in society. His programs through Operation HOPE has branches inside well-established banks and help improve credit score for low-income households. “How you live your life is the only Bible anybody reads,” John says. “We model what we see and giving/volunteering for someone else really means you’re helping yourself”. There is so much more to hear from John Hope Bryant! You want these kernels of wisdom, listen in now.